| Sl. No. | Description of Service | Rates/Charges | |
| I | Charge of check book | The first one check book with 10 checks in all accounts will be free and then charge of Rs. 2.50 per check leaf. Check book will be free for employees and retired employees. The check book for the current account will be free to all customers. | |
| II | Charge for duplicate pass book | Rs.50 | |
| III | Charge of Ledger Folio | ||
| (a) | Current Account/Overdraft/Cash Credit | Rs.100 / - (Annual) + Rs.10 / - per additional sheet. (30 entries per sheet) |
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| IV | Check return charges | ||
| (a) | Local check return charge | Rs.150/- | |
| (b) | O. B. C. Return charge | Rs.150/- | |
| (c) | ECS Debit / Inward Check Return Charges | With Rs.300 / - per check / ECS debit returned from our account | |
| V | Stop Payment Instruction | Rs 200 per check. A maximum of Rs.500 in one time. | |
| VI | DD / Pay Order Commission | ||
| (a) | Up to Rs.1000 | Rs.30 | |
| (b) | From Rs.1001 to Rs.10000 | Rs.40 | |
| (c) | From Rs.10001 to Rs.100000 | Rs.40 up to Rs. 10000 + For every ten thousand rupees above ten thousand rupees Rs.5 each |
|
| (d) | Above one lakh rupees | Rs.85 - up to Rs. 100000 + For every thousand rupees above one lakh rupees Rs.1 each |
|
| VII | Commission on OBC, Inward Bills and DBC | ||
| (a) | For amounts up to Rs.10,000 | Rs.100 | |
| (b) | From Rs.10000 up to Rs.10 lakhs | Rs.8 for every 10000 rupees or its part (minimum Rs.100) | |
| (c) | Above Rs.10 lakhs | Rs.7 for every 10000 rupees or its part (minimum Rs.892, maximum Rs.15000 ) | |
| VIII | Commission for Bank Guarantee | Minimum Rs.2000 (for 3 months) | |
| IX | Charge of Check discounting | Rs.100 + OBC Commission + Penalty interest applicable to overdraft |
|
| X | Loans and advances | ||
| 1 | Cost of Application form | Rs.100 (Free for investment loans and gold loan) |
|
| 2 | Rates for Loan processing | 0.20% of the loan amount. | |
| 3 | To repay the loan before the due date | There are no charges if you pay from your own source after 2 years. 1% of the outstanding balance if paid from own sources 2 years ago. If closed by acquisition by other banks : 2% of the outstanding balance. |
|
| Charge of credit score | Rs.100 | ||
| Inspection rate of loan collateral items | Actual costs | ||
| XI | Others | ||
| 1. | Duplicate DD charge | Rs.100 | |
| 2. | DD re-evaluation | Rs.100 | |
| 3. | DD Cancellation | Rs.100 | |
| 4. | Security Deposit Receipt (EMD) | Nil | |
| 5. | Termination of Account (account clossing) |
||
| 1.Current Account | Rs.250 | ||
| 2.Savings Bank Account | Rs.100 | ||
| 6. | Recurring Deposit – Penalty interest |
2% (per month) for arrear installments | |
| 7. | For duplicate of investment receipt | Rs.100 | |
| 8. | Certificate showing no arrears | Rs.100 | |
| 9. | Certified or non-certified photocopy of documents or other old records | A minimum of Rs 50 for any document up to 5 pages and Rs.5 for each extra page | |
| 10. | Solvency / Capability Certificate (for customers only) | 0.10% of the solvency certificate amount. Minimum amount Rs.1000 / - and maximum amount Rs.10000 / - per certificate |
|
| 11. | Notice Charge | Rs.30 for ordinary notice. Rs.75 per registered notice. If not these then the actual cost. |
|
| 12. | Commitment Charges (OD / CC) 20 lakhs and above |
If the average 50% of the withdrawal limit was not used, 0.25% of the difference between the withdrawal limit and the balance in the account. | |
| 13. | In case of loss of token of gold mortgage loan | Rs.50 | |
| 14. | If various statements are specifically required | The first statement will be free. Thereafter Rs.10 per page for individuals and Rs.20 for others. | |
| 15. | Premature closing charges for deposits collected by collection agents | ||
| Premature closing up to 6 months | Premature closing charge Rs.100 + GST (Until then, the commission + GST paid to the collection agent for the collection of the said deposit will be deducted from the deposit. No interest will be paid on such closing deposits.) |
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| Premature closing after 6 months to 1 year | Premature closing charge Rs.100 + GST (No interest will be paid on such closing deposits. Until then, the commission paid to the collection agent for the collection of the said deposit will not be deducted from the deposit.) |
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| 16. | Renewal rates for all types of CC / OD | Equivalent to processing charge. | |
| 17. | To issue Credit Opinion,Report and Liability Certificate to other banks as per customer requirement | At least Rs.150 per application + GST | |
| 18. | Penalty for late payment of locker rent | 2% of outstanding locker rent (Monthly) | |
| 19. | EMD within one month of deposit. Cancellation rate | Rs.100 | |
| 20. | Charge of Locker opening | Free 4 times a month. At Rs.50 for each subsequent opening | |
| 21. | Charges for the Break open of the locker in case you lose the key | Rs 1000 + The actual cost of breaking the locker and fitting the new lock | |
| 22. | Locker security deposit. | Minimum 3 years locker rental and break open charges. (But not mandatory for existing locker tenants) | |
| 23. | Copy of the payment issued cheque | Rs.50 | |
| 24. | When secure custody of the gold loan packet is required after the gold loan amount has been repaid in full. | Rs.100 per month (minimum Rs.100) | |
| 25. | Gold auction rate | ||
| Up to Rs.25000 | Rs.50 + Actual cost | ||
| From Rs.25001 to 50000 | Rs.100 + Actual cost | ||
| From Rs.50001 to 100000 | Rs.250 + Actual cost | ||
| Above Rs.100000 | Rs.500 + Actual cost | ||
| 26. | ATM Charge | 5 ATM transactions in a month for free. The bank will charge for financial and non-financial transactions above 5 transactions. (at the rate paid by the bank to NPCI). | |
| 27. | All other costs and rates not specified in this chart | Actual cost |