Non-agricultural loan schemes provided by Kerala Bank to Primary Agricultural Co-operative Societies and other Co-operative Societies.

Non Agriculture Sector


  • KB samagra (to PACS)
    For the purpose of infrastructure development activities to PACS
    Quantum of loan: 90% of Project
  • KB Samagra (Other type  societies)
    For the purpose of infrastructure development activities to other type societies
    Quantum of loan 90% of Project
  • General Banking Cash Credit
    To sanctioning for the purpose of general Banking activities to Co-operative Societies.
  • Gold Cash Credit 
    Gold Cash Credit is sanction to PACS & other type societies to disburse Gold loans to their members.
  • Working Capital Cash Credit 
    Working capital is sanctioning to PACS & other type Societies for their non – Banking activities.
  • Muttathe Mulla     
    Bank sanctioning refinance to maximum 90% to PACS to their disbursement among members
  • Micro Small Medium Enterprises (MSME)
    It is sanctioning as refinance to PACS for their own activities and member level micro small medium enterprises activities.
  • Micro Food Processing Enterprises loan 
    It is sanctioning as refinance to PACS for their own activities and member level Micro Food Processing enterprises activities.
    Quantum of loan 25 lakh
  • KB Mahilasakthi
    Sanctioning the loan to vanitha Co-operative societies for their member level activities.  This loan is sanctioned to societies in their own level activities and to member level activities

KB Mahilasakthi Loan Schemes

  • Annapoorna Term Loan
    For food catering Business
    Quantum of loan: 1 lakh
    Period: 36 months
    Interest: 9%
  • Business Vanitha loan
    For Business purpose
    Quantum of loan: 5 lakh
    Period: 60 months
    Interest: 9%
  • Vanitha Mudra Loan Term Loan
    For Beauty Parlor and Stitching unit
    Quantum of loan: 2 lakh
    Period: 48 months
    Interest: 9%
  • Vanitha Vikasana Vaypa  
    For small scale business activities in connection with Govt. Schemes
    Quantum of loan: 50% of the Project
    Interest: 9 %
  • Udyogini Vaypa
    Annual income below 45000
    Quantum of loan: 1 lakh
    Period: 36 months
    Interest: 9%
  • Vanitha Sakthi Kendra
    Residing in rural areas
    Quantum of loan: 50000
    Period: 1 year
    Interest: 8.5%
  • Ordinary loans
    PACS for to their own lending activities
    Period: 60 months
    Interest: 9%
  • Working Capital Cash Credit
    Working capital is sanctioning for their non- Banking activities.
    Interest: 9.5%
  • Gold Cash Credit
    Gold Cash Credit is sanctioning to disburse Gold loans to their members.

** Reimbursement for SHG/JLG/NHG/MSME/Muttathe mulla, Micro Food Processing loan,  FPO  activities.