Kerala Bank offers fixed deposit which is a safe investment option that guarantees consistent interest rates, special interest rates for PACS, various interest payment options, and no market-related risks. Kerala Bank provides best in market interest rates.

TERM DEPOSIT ACCOUNT
Interest Rate of Deposit for Primary Agriculture Co-Operative Society/ Service Co-Operative Bank/ Co-Operative Rural Bank/ Urban Co-Operative Bank

INTEREST RATES ON TERM DEPOSITS W.E.F. 30.06.2025
Period of Deposit Individual Senior Citizens Primary Credit
Co-op.Society/Bank/SCB (W.E.F 30.06.2025)
7 to 14 days4.004.504.00
15 to 45 days 5.50% 6.00% 5.50%
46 to 90days 6.00% 6.50% 6.00%
91 to 179 days 6.50% 7.00% 6.50%
180 to 364 days 7.00% 7.50% 7.00%
1 year to below 2 year 7.10% 7.60% 7.10%
2 year and above 7.00% 7.50% 7.00%

Bulk Deposit
For single accounts of Rupees 15 Lakh and above.

Period of Deposit (Bulk Deposits) Rate
180 to 364 days     7.50
1 year to below 2 years    7.60

Additional interest being provided to senior citizens and staff/ex-staff shall not be applicable for bulk deposits.