Kerala Bank or Kerala State Co-operative Bank has a working tradition of more than a century in the field of Co-operative Banking.

Kerala Bank is a bank committed to the community. Not only banking, Kerala Bank also works for the welfare of individuals, families, communities and the co-operative sector.

As a Scheduled Co-operative Bank, Kerala Bank is a family of employees with easy access to progressive ideas. Every employee of the Kerala Bank family is treated with the utmost warmth and respect. Candidates have the opportunity to work with Kerala Bank as part of its long standing Co-operative Banking tradition. We offer a great career path that meets the expectations of today's generation.

Appointments to various posts in Kerala Bank are made on merit basis through the Kerala Public Service Commission in accordance with statutory reservation.

Kerala Bank focuses on attracting, retaining and developing diverse capabilities at all levels of the workforce. We encourage our employees to become socially responsible individuals who are able to provide good service. Kerala Bank has a good working environment to perform well in a fully responsible banking job. An employee who enters a job in a bank has the opportunity to be promoted to a much higher position.

Kerala Bank has various employment sectors. Branch banking, General banking, Credit processing, Corporate Business, Credit monitoring, Loan recovery, Business planning & development, PACS Development, Refinance & co-operative credit, Treasury investment, Risk management, General Administration, Asset Management, Human Resource, Law, Compliance, Audit, Inspection, Reconciliation, Information technology, Digital banking, Public relations, Customer acquisition and Marketing department etc. give an employee the opportunity to showcase his/her talent.

Kerala Bank has a vision for the future that encompasses the overall growth of the institution, its member co-operative societies and the co-operative sector.

We are the bank that strives to provide the best for its customers. The bank has the right products and services to help them achieve their dream.

The warm behaviour, co-operative attitude and commitment of the employees help the Bank to reach out to more people and thereby expand the business of the Bank.

Reservation of Appointment

The Rules regarding reservation of appointment contained in Rules 14 to 17 of Part II of the Kerala State and Subordinate Service Rules 1958, shall apply to direct appointment.

In appointments to Kerala State Co-operative Bank, Specific percentage vacancies as prescribed in the Special Rule shall be reserved to the employees of similar or higher categories of the Member Societies other than nominal or associate members, having a minimum regular service of 3 years and having the required qualifications for the notified post in KSCB.

Age Limit for Direct Recruitment

No person shall be eligible for appointment by Direct Recruitment to any of the categories of posts if he/she has not completed 18 years of age and if he/she has completed 40 years of age (except for those posts for which age limit is specifically mentioned) as on the first January of the year in which applications for appointment are invited, subject to usual relaxation to SC/ST and other backward communities. In no case, the maximum age limit shall exceed 50 years for direct recruitment.

Ex-servicemen and differently abled candidates are eligible for age relaxation as per the Government orders issued from time to time in this regard.

The General Conditions regarding recruitment by KPSC will be applicable to the recruitment to various posts in the Kerala State Co-operative Bank Ltd.


Starting your career with us every day paves the way for you to learn and work on different challenges and be creative and innovative.


PF, Gratuity, Welfare Fund
All employees are entitled to a Provident Fund, Gratuity, and Welfare Fund

Medical insurance
Medical insurance coverage is available to employees, their partners, children, and dependent parents.

House Rent Allowance
All employees are entitled to a monthly rental allowance along with a monthly salary.

Staff loans
Bank employees are eligible for home loans, auto loans, consumer loans, education loans, lap top loan, gold loans and overdrafts at special staff rates at much lower rates than normal bank rates.

Travel benefits
Employees are eligible for travel concessions according to their cadre / scale in the organization.

It offers a very acceptable leave policy to the employees considering the overall welfare of the employees.

After retirement, the pension will be received through the Kerala State Co-operative Employees’ Pension Board.

Do not be fooled by false job offers

It has come to our attention that certain fraudsters are contacting job-seekers giving false promises of employment in Kerala State Co-operative Bank.

Kerala State Co-operative Bank (Kerala Bank) wishes to clarify that selection/appointment in the Bank is done purely on merit basis through Kerala Public Service Commission.

Kerala State Co-operative Bank does not appoint any other agent/agency/individuals to make offers of employment on its behalf. Anyone dealing with such an agency/individual will be doing so at their own risk and Kerala State Co-operative Bank (Kerala Bank) will not be responsible for any loss or damage directly or indirectly.

Do not be fooled by false job offers. Please do not fall prey to any fraudulent communication.