Personal Loan schemes of Kerala Bank for various purposes


This loan is to extend financial assistance to deserving/meritorious students for pursuing higher education in India and abroad.
Loan limit
  • Studies in India - Maximum Rs.10 lakhs
  • Studies Abroad - Maximum Rs.20 lakhs
Repayment period Repayment holiday /Moratorium -Course period +1 year, or 6 months after getting job, whichever is earlier. The loan to be repaid in 5-7 years after commencement of repayment. If the student is not able to complete the course within the scheduled time, extension of time for completion of course may be permitted for a maximum period of 2 years.
Eligibility The student should be a permanent resident of Kerala. The application is to be submitted using the joint account of student & Parents.

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