Personal Loan schemes of Kerala Bank for various purposes


Purpose Loan assistance under the scheme will be extended to the existing customers of the bank including SHG and JLG members, to acquire branded laptop computer/tab for their children from approved dealers.
Loan limit
  • Lap top - Maximum of Rs. 50000 or 90% of the cost of laptop computer including connectivity charges whichever is less.
  • Tablet - Maximum of Rs. 25000 or 90% of the cost of tablet including connectivity charges whichever is less.
Repayment Period Maximum period of 24 months as EMI.
  • The existing borrowers of the Bank including members of SHGs affiliated to Kudumbasree, whose children are studying in Government/Aided schools, including Kendra Vidyala/Novodhaya/Sainik School in Kerala.
  • Applicant/Guarantor should have a satisfactory credit score (minimum above 600) as prescribed by the Bank from any of the credit information companies (CICs) viz. CIBIL, CRIF etc.
  • Certificate from the Principal/Head Master is required.
  • The existing loan should be regular.
  • Aadhaar seeded ‘Kutty Account’ of the student must be opened.
Nature of facility Term Loan

Back to Personal Loan