Kerala Bank Home Loan Scheme for construction, renovation, purchase of new or old house/flat


The loan is given for those getting their income directly or indirectly from manufacturing activities including professionals, small-scale traders, contractors, entrepreneurs in agriculture, MSME and Tourism sectors, Hotel & Restaurant owners, Operators / Owners handling equipments for land development, Building contractors for agricultural purposes, small and marginal farmers, who despite having repaying capacity are unable to submit IT return/Form 16/Salary Slip.
Loan limit Up to Rs. 1.00 lakh (Branch Managers can allow loans by evaluating the repayment capacity of the applicants)
Maximum of Rs. 5.00 lakh
Repayment period 20 years. Applicant should repay the loan before he turns 70. (Applicant means the person whose income is considered for issuing loan).
  1. For buying new house or building new house
  2. For buying old house
  3. For renovation, and for extension after repairing
  4. For installing Solar System, house furnishing. 

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