Kerala Bank Home Loan Scheme for construction, renovation, purchase of new or old house/flat


Loan limit For Construction of new house - up to 30 lakh
For Renovation/Addition/For others - up to 20 lakhs
Rate of Interest
Up to Rs 5 lakh – 9.50 %
Above 5 lakh – 10.50 %
Repayment period Up to a maximum of 20 years. (240 monthly installments)
For renovation/Addition – up to 10 years.
Eligibility Individuals over 21 years of age can apply individually or collectively.
In applications with co-applicants, their income should also be considered for determination of loan amount.

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