KB SMART – MSME LOAN
| KB Smart is a loan launched by Kerala Bank as part of the State Government's One Lakh Enterprise Scheme 2022-23. | |
| Loan limit | Service / Scheme for commercial/manufacturing sector. 90% of the projectcost for services / business and manufacturing sectors. The project cost should not exceed 10 lakh in service / business sector. Maximum project cost in manufacturing sector should not exceed 25 lakh. |
| Repayment period | 5 Years |
| Eligibility | Udyam registration is mandatory |
| Nature of Loan | Term Loan /Working Capital |