For Micro, Small and Medium Enterprises (MSME) Loan Schemes of Kerala Bank


This loan scheme is for micro, small & medium enterprises in manufacturing, services and marketing sectors and for those purchasing Electric Vehicles including two wheelers and bus owners.
Loan limit Maximum of Rs. 5 lakh only. (Small scale traders & bus owners – up to Rs. 2 lakh only)
Repayment period
  • Term Loan- 60 months
  • Working Capital: one year
  • The account can be reviewed annually.
Age Minimum age of 18 years and under any circumstances the repayment period should not exceed the day on which the applicant attains age of 70 years
Nature of Facility Term Loan and / or Working capital or both

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