For Micro, Small and Medium Enterprises (MSME) Loan Schemes of Kerala Bank


This loan scheme is for starting enterprises in manufacturing, services and marketing sectors. The loan is for meeting working capital requirement on the basis of GST Return, balance Sheet. Loan available for both individuals and companies.
Quantum of Finance
  • Individual/partnership : Up to Rs.40  lakhs based on assessment
  • Companies : Up to Rs. 100 lakhs based on assessment
  • Minimum loan limit is Rs. 10. lakh for individuals/ Partnership/ companies
Nature of Facility Working capital
Age Minimum age of 21 years and under any circumstances the repayment period should not exceed the day on which the applicant attains age of 70 years
Repayment period The account must be reviewed annually.

Back to MSME Loans