Kerala Bank's Loan scheme for Medium, long-term Agriculture needs


This loan is being disbursed with a purpose to avoid delays in availability and to ensure financial stability of farmers by giving timely credit by way of overdrafts for their cultivation and other need in connection with agriculture and allied activities. This is given to farmers coming under the Kisan Credit Card Scheme for gold loans.
Loan limit Maximum 3 Lakhs (Based on Scale of Finance)
Repayment period The period of the overdraft facility will be one year. However, it can be renewed. Maximum 3 years.
Nature of Loan Overdraft (KCC mode) [Free Rupay KCC DebitCard facility]
Eligibility Individuals only. (Those employed in agriculture, agri-allied sectors)

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